If you love shopping a lot, then SimplyCLICK SBI credit card is the best choice for you, only one click and you can buy your favorite goodies. This product specially designed for online shopaholics, who can fulfill their desire through this. It can also provide you milestone rewards, cash back, offers, discounts, and more.
If you want it instantly, then you need to check online your age eligibility and KYC part. You should be between 21 to 70 years of age, this age group for salaried and self-employed. For pensioner age group is 40 to 70 years. For both, clear credit history is mandatory. For KYC identity proof, address proof, and income need to share with one recent passport size photograph. For identity, you have to share government photo ID proof. For address, you need to share voter ID, passport, and Aadhaar. For income, you have to share salary slip and income tax return. You have to share declaration form duly signed by you.
If shared all information after verification is correct, then they give you approval. After that, you can raise an application request.
You should know that CIBIL score can also decide your approval factor. Yes, CIBIL can manage your all data like payments, paybacks, repayments, and more. The range starts from 300 to 900, and less than 650 shows you irresponsible attitude. If you can get more than 750, then you will get a product with high score.
How Can You Apply For SimplyCLICK SBI Credit Card?
The bank can provide you both options offline and online. You can choose any of the methods as per convenience. For an online, you have to visit the official site of the bank, fill your name, proper current-permanent address with area PIN code, upload documents, share scanned passport size photograph, registered email ID, and mobile number.
For an offline, you have to visit the nearest bank branch, fill the application form along with self-attested documents.
For both procedures, make sure all the shared information should correct. Otherwise, they can stop processing your application request or can reject.
What Are The Attractive Features Of SBI SimpliCLICK SBI Credit Card?
SBI SimplyCLICK credit card gives privileges for shopping, dining, and more. They can provide you service as per your desire it depends on you how responsibly you can use your product.
- On online spends with exclusive partners like BookMyShow, Amazon, Zoomcar, Foodpanda and get 10* Reward points
- On all online spends you can get 5* Reward points
- With Amazon site gift card worth Rs 500 on joining
- On annual online spends of Rs 1 lakhs and Rs 2 lakhs, then get e-voucher worth Rs 2,000
- For each transaction between Rs 500 to Rs 3,000 get 1% fuel surcharge waiver
- You have to pay annual charge Rs 499 for one-time
- You can pay renewal fee Rs 499 for per annum
- You can pay card replacement fee Rs 100
- Cash payment charge Rs 100
How Can You Pay Bills On Time For This Product?
You can pay bills as per your easiness they can provide you an online and offline option. For an offline method, you have to visit the nearest branch and pay bills by cash or cheque. After your bill submission, they can give you one slip as deposit proof.
For an online method, you have to check the official site, select your SimplyCLICK SBI credit card, fill the personal and professional details, upload documents, registered email and mobile number. After confirming your User ID and password, you can login with own and make payment on time. You can have net banking, autopay, mobile banking, RTGS, and NEFT services. The online facility is the secure, time saving, and convenient.
How Can You Check Monthly Transactions?
The bank can send an email to you about your transactions. Every month they can share record so that you get to know, where you need to control. The bank statement can explain your outstanding data, expenses, credit limit. When you are using one product, then it’s your responsibility to check monthly transactions. It would support you to control your spending habits, and in a case, every month you are expenses are beyond the limit, then you to control it otherwise you came in CIBIL defaulter list.
You feel free to call 1860 180 1290 toll-free number of SBI customer care. The executives are happy to help you so that you can use your SimplyCLICK SBI credit card without any tension.