Why Compensation Is Delayed When I Have Full Insurance Coverage?

If you have suffered a personal injury in an accident that was not your fault, and you were insured in one way or another at the time of your accident, this has no bearing whatsoever on the length of time it will take to process your claim for compensation.

Compensation Delays

Compensation can be delayed for a variety of reasons. For example, if you have been injured in a road traffic accident and you are making a claim through your own insurance or through the other party’s insurance, then it may be that the insurer that your personal injury claim is with needs to further investigate the circumstances surrounding your accident before they reach a decision. Or, if you were injured on holiday and you are making a claim through your travel insurer, then your insurer may need to verify that you were injured where and when you say you were.

The important thing to keep in mind when making a claim with an insurance company is that insurers are notoriously slow at processing claims. It can take weeks or months for them to even acknowledge receipt of a claim. Depending on the insurer in question, this may be because they have a small legal department but receive a lot of claims, or because they have time-intensive investigative processes of their own.

Is it Possible to Speed up the Claims Process?

Unfortunately, no. Although, your lawyer can mark your case as high priority to try and get your claim reviewed quicker than usual. For example, if you have suffered life-changing injuries and you need compensation for vital medical care, then your lawyer will mark your claim as ‘very important’ which will hopefully get the other side to take notice. In addition to this, your lawyer will set out clear demands with your claim in the event that the other side accepts it. These demands may be that your compensation is paid within a few weeks.

As you might have already gathered, one of the most important things you can do with regards to getting your compensation quickly is to have a good lawyer on your side. To find a lawyer that is experienced and to get legal advice immediately, you can contact this accident helpline for claims for free, no obligation personal injury advice. An experienced lawyer will push for the maximum amount of compensation possible for your injuries and they will do all they can to get you your compensation quickly. In fact, with some claims, a reputable lawyer can process them within 6-8 weeks from start to finish, although this depends on the complexity of your case and how easy it is to get a hold of all vital evidence.

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